Stability that matters

The more challenging market conditions, the more important your choice of partner. At Deutsche Bank, our commitment to our clients' success is constant, no matter what is on the horizon. When trust may seem a rare commodity, you can rely on our determination, global vision and resources to help your business succeed and optimize opportunity in today's rapidly changing world.

Very good and solid financial condition of Deutsche Bank Group companies in Poland

• The results of Deutsche Bank PBC S.A. confirm our very good financial standing and high growth rate. Assessment of financial data including the balance sum and operating results the bank allow to count Deutsche Bank PBC to one of the most dynamically growing financial institutions in Poland. It is confirmed by a special report of Gazeta Finansowa from the 26th of September, in which the bank, in a comparison of operating result dynamics, is listed on the second place among 23 classified banks (the classification was conducted using second quarter results of the Polish banking sector).
• The financial standing of Deutsche Bank Polska S.A. remains stable. The Bank is generating profits which are higher than those recorded in the corresponding period of the previous year. Thanks to the Bank's consistent pursuance of a prudent credit policy, the quality of its loan portfolio is very high. In addition, to secure its liquidity position, the Bank holds a significant portfolio of securities issued by the Polish government and the National Bank of Poland. The capital base of Deutsche Bank Polska S.A. meets all the regulatory requirements. As at the end of August 2008, the capital adequacy ratio was 23.61% (the required minimum level is 8%).

Deutsche Bank Group's solid capital base and liquidity funding

• Thanks to its numerous sources of funding, Deutsche Bank is in a very solid position.
• Deutsche Bank reported total regulatory capital of EUR 40.5 billion as of September 30, 2008.
• The Tier 1 capital ratio (core capital to risk-weighted assets) came to 10.3% at the end of the third quarter.

Robust earnings and strong, global market position

• Deutsche Bank profits from its globally diversified platform and broad-based portfolio of businesses.
• Deutsche Bank reported third quarter 2008 net income of EUR 414 million.